Title page for ETD etd-09262009-093743

Document Type Doctoral Thesis
Author Shuttleworth, Christina Cornelia
Email shuttcc@unisa.ac.za
URN etd-09262009-093743
Document Title Towards a financial literacy model as a coordinating interface between financial information and decision makers
Degree DCom
Department Financial Management
Advisor Name Title
Prof D G Gouws Supervisor
  • information feedback
  • information value chain
  • knowledge complexity
  • accounting information
  • financial information
  • financial literacy
  • decision-usefulness
  • decision maker
Date 2009-09-01
Availability unrestricted
The purpose of this study is to investigate how a financial literacy interface model could contribute towards the comprehensibility of financial information to decision makers in organisations. The way individuals and institutions use the concept of financial literacy suggests that different people attach different meanings to this construct. In order to establish a conceptual model for financial literacy, this study endeavours to formulate what financial literacy entails as well as decision makers’ expectations of financial information.

The increase in the volume and complexity of financial information often outstrips the abilities of users to understand and interpret it for decision-making purposes. A financial literacy interface provides an opportunity window for decision makers in organisations to break through their fears and concerns in using financial figures and language. Users of financial information differ vastly with regard to their level of financial capability and sophistication, and preparers of financial information should take cognisance of the fact.

The study revealed that financial literacy is a complex phenomenon and that the term encompasses more than the individual terms “financial” and “literacy”. It further endeavoured to develop a financial literacy interface model as a coordinating interface between financial information and decision makers.

© 2009, University of Pretoria. All rights reserved. The copyright in this work vests in the University of Pretoria. No part of this work may be reproduced or transmitted in any form or by any means, without the prior written permission of the University of Pretoria.

Please cite as follows:

Shuttleworth, CC 2009, Towards a financial literacy model as a coordinating interface between financial information and decision makers, DCom thesis, University of Pretoria, Pretoria, viewed yymmdd < http://upetd.up.ac.za/thesis/available/etd-09262009-093743/ >


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  00front.pdf 86.41 Kb 00:00:24 00:00:12 00:00:10 00:00:05 < 00:00:01
  01chapters1-2.pdf 302.74 Kb 00:01:24 00:00:43 00:00:37 00:00:18 00:00:01
  02chapters3-4.pdf 532.50 Kb 00:02:27 00:01:16 00:01:06 00:00:33 00:00:02
  03chapters5-6.pdf 249.05 Kb 00:01:09 00:00:35 00:00:31 00:00:15 00:00:01
  04chapters7-8.pdf 277.48 Kb 00:01:17 00:00:39 00:00:34 00:00:17 00:00:01
  05chapters9-11.pdf 313.49 Kb 00:01:27 00:00:44 00:00:39 00:00:19 00:00:01
  06back.pdf 384.11 Kb 00:01:46 00:00:54 00:00:48 00:00:24 00:00:02

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