Title page for ETD etd-08042012-164925

Document Type Master's Dissertation
Author Phakane, Irvin Monesi
URN etd-08042012-164925
Document Title Factors influencing consumer decision-making in choosing a channel to remit in South Africa
Degree MBA
Department Gordon Institute of Business Science
Advisor Name Title
Mr J Rossouw Supervisor
  • theory of planned behaviour
  • innovation diffusion
  • remittance
  • theory of reasoned action
Date 2012-03-08
Availability unrestricted
This research was conducted to provide insights into the factors that influence consumerís decision when choosing a channel to remit. The study looked at the following theories in determining the important factors that influence consumer intention or behavior, Theory of Reason Action, Theory of Planned Action, Remittance, Innovation Diffusion and Technology Acceptance Models. Hence, service providers should be aware of these factors so they can develop strategies and services to attract consumers to use their channels.

The aim of the study was to determine which factors influence consumerís decision in choosing a bank and non-bank channel to remit. The investigation of the key factors that influence the decision or intention, it was found that a single factor influenced the decision to remit in a bank and non-bank channel. It was also found in the study that consumers prefer physical channel of both bank and non-bank to remit. The finding has serious implications for service providers, in that consumer behavior show attachment to traditional distribution channels.

© 2011 University of Pretoria. All rights reserved. The copyright in this work vests in the University of Pretoria. No part of this work may be reproduced or transmitted in any form or by any means, without the prior written permission of the University of Pretoria.

Please cite as follows:

Phakane, IM 2011, Factors influencing consumer decision-making in choosing a channel to remit in South Africa, MBA dissertation, University of Pretoria, Pretoria, viewed yymmdd < http://upetd.up.ac.za/thesis/available/etd-08042012-164925/ >


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