Title page for ETD etd-06242012-134002

Document Type Master's Dissertation
Author Chauke, Lesego Mmabatho
URN etd-06242012-134002
Document Title Microfinance models for microenterprises at the base of the pyramid
Degree MBA
Department Gordon Institute of Business Science
Advisor Name Title
Ms T Ismail Supervisor
  • microenterprises
  • microfinance
  • business development services
Date 2012-03-08
Availability unrestricted
The purpose of the research was to investigate the proposition that current Microfinance solutions are not adequate for Microenterprises operating at the Base of the Pyramid. The research proposes Microfinance solutions for Microenterprises should provide all-inclusive solutions; encompassing both financial and business development services.

While the government can lead the debate and deliver on some of the enabling requirements, the limited government resources cannot deliver fully on development requirements at the Base of the Pyramid. There is an increasing need for the private sector to participate in sustainable development initiatives. A key limiting factor is a lack of in-depth understanding of the needs of Microenterprises operating at the Base of the Pyramid.

Quantitative research was conducted, using a survey-based method. The results show there is appetite amongst Microenterprise owners at the BOP for holistic Microfinance solutions that can deliver financial and business development services. The study also found business development services, focusing on developing business knowledge and business management skills, were rated the highest. BOP markets for Microenterprises are complex and require dedicated initiatives to understand them and deliver solutions tailored to their needs accordingly.

2011, University of Pretoria. All rights reserved. The copyright in this work vests in the University of Pretoria. No part of this work may be reproduced or transmitted in any form or by any means, without the prior written permission of the University of Pretoria.

Please cite as follows:

Chauke, LM 2011, Microfinance models for microenterprises at the base of the pyramid, MBA dissertation, University of Pretoria, Pretoria, viewed yymmdd < http://upetd.up.ac.za/thesis/available/etd-06242012-134002/ >


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